Buying your first home feels like a maze.
- ANot sure what you can afford
- BTerms and paperwork that make no sense
- CAfraid of an expensive mistake
A clear path from pre-approval to keys.
Know your number
We help you get pre-approved before you shop.
Plain English
Every step explained. No jargon.
Protected offers
Inspection and negotiation work for you.
- 1
Tell us your goals
A short call or message.
- 2
Get your plan
Budget, lender introduction and search criteria.
- 3
Tour, offer, close
We guide you to the keys.
Local notes for first-time buyers
Ask about the foundation
Expansive clay soil moves slabs. During your option period, order a foundation evaluation and a plumbing leak test. Both are normal in North Texas.
Get the full yearly cost
Two homes at the same price can have very different tax bills. Compare the city, school district and any PID or MUD charge before you fall in love.
Price your insurance early
Hail makes insurance a real line in the budget. Ask for a quote on the exact address, and ask how the wind and hail deductible works.
Straight answers.
How much do I need to buy a home in Collin County?
It depends on the price, your loan type and your credit. Many first-time buyers put down less than 20 percent. A lender can give you a real number, and we can introduce you to lenders if you would like.
What is the option period?
It is a short window you pay a small fee for, during which you can inspect the home and cancel for any reason. If you cancel inside the window you keep your earnest money. The seller keeps the option fee.
Should I get an inspection on a newer home?
Yes. Newer homes still have settling, drainage and workmanship issues. An inspection costs little compared with finding the problem after closing.
General information, not legal, tax or financial advice. Confirm details for your own situation. See the areas we serve.